Catastrophic Gaps Between Actual Water Damage and What Homeowners Track
https://expressclaimswaterdamage.iamarrows.com/falling-short-of-80-coverage-leaves-colorado-springs-homeowners-financially-exposed-to-denial-risk
Water damage occurs in roughly 1 in 50 homes annually, yet most homeowners lack documented inventories of affected contents, creating severe loss-tracking risk and claim shortfall exposure when disasters strike