credit report dispute process 2
https://getcreditbureaudisputedaily.terracolumn.com/posts/how-a-credit-bureau-dispute-can-fix-your-credit-report-and-boost-your-score
When you spot a mistake on your credit report, you can file a dispute with the credit bureau. They investigate the error with the lender and usually update the report within 30 days. It's a straightforward process that can fix wrong accounts, balances, or personal info.