denied roof claim 2
https://mywinddamageroofclaimzone.focalledger.com/posts/how-to-handle-a-wind-damage-roof-claim-in-austin-what-homeowners-need-to-know
After a hailstorm damaged our roof, we filed a claim assuming it would be covered. Instead, the insurance company denied it, citing 'pre-existing wear and tear.' We were shocked, as the adjuster never mentioned seeing any old damage. Now we're left with a tarp-covered ceiling, wondering how to afford the repairs ourselves.