My teenage son was in a minor

https://sammontgro.substack.com/p/holiday-weekend-crashes-in-midland?r=9a1f04&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true

My teenage son was in a minor crash near his school last year. The insurance questions got confusing fast, especially with his name on our policy. This clears up a few things