RCV vs ACV roof 4

https://austinroofingcompanyworld.meridiannest.com/posts/the-austin-roofing-company-insurance-guide-for-texas-homeowners

Deciding between an RCV and an ACV roof involves weighing replacement cost against actual cash value for insurance claims. With RCV, you get full replacement minus your deductible, while ACV deducts depreciation, meaning a bigger out-of-pocket expense for an older roof. It's a balance between higher premiums now versus potential costs later.