Saving for a big family cost in the UK is easier with a dedicated pot, kept...

https://www.bookmark-maker.win/planning-for-a-big-family-bill-from-a-car-repair-to-a-childcare-deposit

Saving for a big family cost in the UK is easier with a dedicated pot, kept separate from your emergency fund. Set a monthly target, then stress-test the budget with an awkward month, such as a boiler repair or lower pay, before committing.