<p>새 신용평가모형은 카카오뱅크가 2019년 10월 금융서비스 시작 뒤 모아온 대출 사용 저자들의 금융 거래 데이터를 분석해 적용하는 방법이다. 거기에 이동통신 3사가 보유한 통신비 정상 납부 기한이나 데이터 평균 사용량 등 통신과금 서비스 사용 정보 등도 추가해 신용평가에 활용하고 있습니다.</p>
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지난 1963년 후나이테츠로(船井哲良)씨가 창업한 후연령대전기는 LCD TV와 VCR(비데오테이프 녹화기), 프린터 등을 만들던 강소 가전업체다. 처음의 재봉틀 도매상으로 시작했지만, 마츠시타고노스케(파나소닉 창업주)의 비전에 깊은 감명을 받고 전자제품으로 방향을 전환했다.
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